Taylor v. National Union Fire Ins. Co. of Pittsburg, PAN.J. Super. A.D., 1996

Alfred E. TAYLOR, Plaintiff-Appellant,

v.

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA, Defendant-Respondent.

Argued March 26, 1996.

Decided April 23, 1996.

Employee sued his employer’s business auto insurer, seeking underinsured motorist (UIM) coverage following accident with underinsured tort-feasor while driving car that employer had provided for his personal use as part of his compensation package. The Superior Court, Law Division, Ocean County, entered summary judgment dismissing complaint, and employee appealed. The Superior Court, Appellate Division, Pressler, P.J.A.D., held that: (1) employee, who was named as insured under policy, was entitled to UIM benefits, and (2) policy’s reference to “statutory limits” meant that it afforded UIM coverage equal to statutory ceiling.

Reversed and remanded.